CLEAR Insurance Solutions
CLEAR Insurance Solutions
Home2026-03-20T16:08:52-05:00

CLEAR Insurance Solutions. Providing insurance since 1946.

Flexible insurance from
a team you can trust

Personal insurance for individuals and families
Commercial insurance for contractors and construction businesses
Commercial insurance for businesses and farms

Personal Insurance Quote

Get customized insurance to fit your needs

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Or call to get a quote 801-292-5327.

Business Insurance Quote

Providing tailored insurance options for businesses of all sizes.

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“CLEAR Insurance Solutions exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals.”

Raina Thomas Walton, president of CLEAR Insurance Solutions
Michael Brown, president

Protection

Insurance in
three easy steps

CLEAR Insurance Solutions‘s streamlined process makes it easy to get your insurance policy started. Our simple three step process provides quality coverage with expert guidance by knowledgeable agents. We’re ready to help you get started.

1. Quote

One application and we do the shopping for you.

2. Compare

Receive quotes from A+ rated insurance companies.

3. Bind

Get covered with great rates from expert agents.

  • Avatar Janet Tran ★★★★★ a year ago
    Toren is my go-to insurance expert. He is always willing to answer my questions and will take time to help me locate the right coverage for myself, my family, and even my friends. I highly recommend him and clear insurance solutions!
  • Avatar Dan Rawls ★★★★★ a year ago
    Mike Brown, the owner of Clear insurance group, is a true professional with decades of experience in the industry and being multi line agent gives him great options for you!
  • Avatar Rooster Jenson ★★★★★ a year ago
    Michael Brown has been prompt to my requests and made sure that I understood my coverage and choices.Thank you for caring.
  • Avatar Steve Adams ★★★★★ a year ago
    Knowledgeable, professional and cares about people.
  • Avatar Paul Crookston ★★★★★ a year ago
    Very knowledgable in the area of insurance
  • Avatar Cody Romney ★★★★★ a year ago
    Clear Insurance Solutions gave me a quick quote and was able to get coverage same day. Great service and coverage all around. Would recommend them for your insurance needs.

Trusted by thousands of clients nationwide

See why families and businesses across Utah trust CLEAR Insurance Solutions for comprehensive insurance protection.

Our team

Meet the insurance experts delivering smarter insurance solutions to Utah families and businesses.

President

Michael Brown

Commercial Producer & Service

Tyler Brown

Producer

Chris Buckway

Producer

Richard Ensign

Producer

Gary Goff

Producer

Debbie Smith

Producer

Mark Smith

View all team members

Since 1946

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Years Experience
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Customer Satisfaction
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States Licensed
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Insurance Products

Who We Are

We have been providing quality solutions for our clients’ insurance needs since 1946, headquartered in Bountiful, Utah.

At CLEAR Insurance Solutions, we are dedicated to providing clear and understandable policies across the nation by utilizing a best-of practices approach that is supported by the top insurance companies & community partners.

Whether you are an individual or a business, we are committed to understanding your specific insurance needs. We shop the marketplace to assure the best protection is in place, at the greatest value.

We utilize state-of art technology that allows us provide unparalleled service while maintaining long term relationships built on confidence and trust!

Why Choose Us

01

Proactive Policy Review

We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

Shop Strategically

When premiums increase, we compare options across trusted insurance carriers, balancing coverage, cost, and long-term value, doing what’s best for you.

03

Complete Strategy

Home, auto, life, business, and trucking. All your insurance needs managed under one coordinated plan, not scattered policies.

Where We Provide Insurance Services

Our headquarters

110 North Main St.
Bountiful Utah 84010.

Give us a call: 801-292-5327

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Personal

CLEAR Insurance Solutions provides complete insurance coverage for individuals & families to properly protect your loved ones.

Utah Automobile Insurance

Auto Insurance

Auto insurance in Bountiful and throughout Utah. At CLEAR Insurance Solutions, we work with multiple carriers in our network to match you with coverage that fits your needs and budget without compromise.

Utah Homeowners Insurance

Home Insurance

Your home is one of your most valuable assets. It deserves protection that is simple reliable and tailored to your needs. We help families throughout Utah secure homeowners insurance that delivers peace of mind with personalized service.

Utah Umbrella Insurance

Umbrella Insurance

Umbrella insurance is an important part of your insurance plan. Life can be unpredictable. As much as we plan for the best, the unexpected can still happen. Umbrella insurance adds an extra layer of protection and helps guard your assets and future.

Utah Private Client Insurance for High Net Worth Families

High Net-Worth

Protection for your life and legacy, built around your lifestyle. CLEAR Insurance Solutions‘s Private Client Insurance programs are tailored for high-net-worth families covering luxury homes, secondary and vacation rentals, high-value autos, jewelry, fine art and more.

Business

Every business is unique and so are the risks you face. At CLEAR Insurance Solutions, we partner with companies across Utah to build straightforward insurance and risk management strategies. By combining practical experience with modern tools, we help you reduce risk, control costs and move forward with confidence.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries.

Commercial Auto

Vehicles used for business purposes, such as delivery trucks or service vehicles. Includes liability for accidents and physical damage.

Workers Compensation

Workers’ compensation for employees is usually required by law in every state. Provides coverage for medical expenses, lost wages, and rehabilitation costs.

Commercial Property

Covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Cyber helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability, aka Errors & Omissions (E&O), covers legal expenses for mistakes, missed deadlines, project scope disputes, or negligence.

Frequently
asked questions

Find answers to common questions about your insurance.

What information do I need to provide to get a quote?2024-08-17T17:14:15-05:00

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.

How does Commercial Auto Insurance differ from Personal Auto Insurance?2024-08-17T17:14:15-05:00

Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.

Can I insure multiple vehicles under one policy?2024-08-17T17:14:15-05:00

Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.

Do I need Commercial Auto Insurance if my employees use their own cars?2024-08-17T17:14:15-05:00

Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.

What does Commercial Auto Insurance not cover?2024-08-17T17:14:15-05:00

Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.

How long do employees have to file a Workers’ Compensation claim?2024-08-17T17:14:16-05:00

The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.

Don’t see your question? Contact us.

CLEAR Insurance Solutions

It’s easy to get started

Transform your life with personalized insurance solutions from CLEAR Insurance Solutions.

Quote Online

Our online tool makes it easy to get quotes from top carriers.

OR

Call our Office

Our licensed agents are ready to help you get covered.

801-292-5327
CLEAR Insurance Solutions
Get Insurance Quote
Utah Office

110 North Main St.
Bountiful, Utah 84010
Phone: 801-292-5327
Secondary phone: 833-402-5327
Hours: Mon-Fri 9:00am-5:00pm
Sat-Sun by appointment only.
Social Media
Mailing Address

PO Box 1509
Bountiful, UT 84011

Resources
For Clients
Mobile App

Proudly offering insurance services, home insurance, auto insurance, life insurance, and commercial insurance for businesses, and commercial trucking insurance in all of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Washington DC (District of Columbia), Wisconsin, Wyoming, with our office headquarters in Bountiful, Utah. View all service areas.

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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