Clear Insurance Solutions' Journey from 1946 to Today

Clear Insurance Solutions: 75 Years of Insurance Excellence

A Legacy of Trust and Innovation

The Humble Beginnings (1946-1970)

At Clear Insurance Solutions, our journey began in 1946 with a simple yet powerful mission: to provide reliable and transparent insurance solutions to our community. Founded by Joe Albertson and Thomas Patterson under the name ATP Insurance, the company was built on the pillars of integrity, trust, and customer-centric service. Back then, insurance was a vastly different landscape, but one thing remained constant—our commitment to ensuring financial protection for individuals and businesses alike.

The early years were marked by a strong focus on building personal relationships with clients. Word-of-mouth recommendations and local partnerships helped establish a firm foundation, creating a reputation for dependability that would only grow stronger over the decades.

Transition and Expansion (1971-1990)

The 1970s ushered in a significant transformation. Following Thomas Patterson's passing, Douglas Brown acquired his shares and eventually took full control of ATP Insurance in 1976. With Brown at the helm, the company underwent a strategic expansion, extending its service offerings beyond traditional insurance policies. The name ATP took on new meaning—"All Types of Protection"—signaling a broader range of coverage options for clients.

In 1984, a merger with Joseph Jenkins Insurance brought additional expertise and financial resources, propelling the company into a new era of growth. This expansion allowed ATP Insurance to strengthen its commercial insurance division, catering to businesses of all sizes.

Entering the New Millennium: Growth and Restructuring (2000-2013)

By the early 2000s, the insurance industry was evolving rapidly, and ATP Insurance was ready to adapt. The leadership of Duane and Michael Brown spearheaded a major restructuring, leading to the formation of ATP Insurance, LLC. This transformation was accompanied by strategic acquisitions, including Larson Insurance Services in 2002, which was rebranded to ATP Insurance Services, LLC.

Between 2004 and 2010, ATP Insurance underwent a series of mergers, absorbing Paul Allen Insurance and RealValue Insurance to form ATP Insurance Group, LLC. This period of aggressive expansion solidified the company's position as a leading provider of personal and commercial insurance solutions.

The Birth of CLEAR Insurance Solutions (2014-Present)

The year 2014 marked a pivotal shift in the company’s branding and vision. Recognizing the need for a name that better reflected its values, ATP Insurance adopted the DBA (doing-business-as) name CLEAR Insurance Solutions. This was more than a simple rebranding—it was a reaffirmation of the company’s dedication to transparency, clarity, and personalized insurance solutions.

By 2020, the transition was complete, and CLEAR Insurance Solutions, LLC became the official name. The change signified a renewed focus on innovation, customer education, and ensuring that every client fully understands their policy options.

Adapting to a Changing World

Throughout our 75-year history, Clear Insurance Solutions has weathered various economic challenges, industry shifts, and regulatory changes. One of the most defining moments in recent history was the COVID-19 pandemic, which tested businesses across the globe. Our ability to quickly adapt—implementing remote work solutions, using advanced digital platforms, and maintaining seamless client communication—allowed us to continue serving our customers without interruption.

This adaptability is what has enabled us to thrive in an ever-changing industry. By staying ahead of market trends and embracing technological advancements, we ensure our clients receive the best possible insurance solutions tailored to their needs.

A Client-Centric Approach

At the heart of Clear Insurance Solutions is our unwavering commitment to our clients. Our consultative approach prioritizes:

• Tailored Solutions: We understand that every individual and business has unique insurance needs. Our policies are designed to offer customized protection, to ensure our clients receive coverage that truly fits their circumstances.
• Transparency & Education: Insurance can be a complex matter, but we believe in making it simple. We take the time to educate our clients about their options, exclusions, and policy details so they can make informed decisions with confidence.
• Long-Term Relationships: Many of our clients have been with us for decades—a testament to our dedication to service and trustworthiness. We strive to build lasting partnerships, always putting our clients’ best interests first.

Embracing Technology for Better Service

As the insurance industry continues to evolve, so do we. Today, we leverage cutting-edge technology to enhance our service offerings:

• Advanced Risk Analysis Tools: These allow us to assess risks with precision, helping clients choose the right level of coverage.
• User-Friendly Digital Platforms: Clients can easily manage their policies, file claims, and access important documents from anywhere.
• AI & Data-Driven Insights: We use data analytics to offer proactive solutions, identifying potential gaps in coverage before they become an issue.

By integrating technology into our processes, we make insurance more accessible, efficient, and tailored to our clients' needs.

Looking Ahead: The Future of Clear Insurance Solutions

As we move forward, our mission remains the same—to provide clear, comprehensive, and client-focused insurance solutions. The future of insurance will undoubtedly bring new challenges and opportunities, but with our strong foundation and commitment to innovation, we are well-equipped to continue leading the industry.

We are excited to expand our reach, enhance our digital services, and introduce even more customized insurance solutions that meet the evolving needs of individuals and businesses.

Conclusion: A Legacy of Excellence

From our humble beginnings in 1946 to our status today as a leader in the insurance industry, Clear Insurance Solutions has built a legacy of trust, innovation, and excellence. With a focus on transparency, adaptability, and client satisfaction, we continue to set new standards in the world of insurance.

We invite you to join us on this journey—whether you're a long-time client or someone looking for insurance guidance for the first time, we're here to provide the clear insurance solutions you need to protect what matters most.

Experience the Clear Insurance Solutions difference today. Contact us to learn how we can help you find the perfect insurance plan for your needs.