Personal Auto
Nearly every state requires car insurance with liability coverage. This means that if you are responsible for someone else's injuries or property damage, you are financially protected. You can also add additional coverages to your auto insurance policy to help pay for the cost of repairing or replacing your vehicle. From accidents and windshield damage to lawsuits and more, auto insurance coverage is used to protect against just about anything.
The clear advantage
CLEAR Insurance provides a single point of contact for clear, understandable and unbiased recommendations for all your insurance needs. Whether in the area of commercial coverages for a business or in personal coverage, the CLEAR Insurance team is here to help you protect what matters most.
What is Auto Insurance?
Car insurance helps protect your financial well-being if you're in a covered accident. Instead of paying for costly injuries or damaged property by yourself, your auto insurance steps in to pay for some or all of the loss. You can customize what and how much your insurance covers, giving you flexibility to build a policy that satisfies your needs.
Types of car insurance coverage
- Liability
- Uninsured motorist
- Underinsured motorist
- Collision
- Comprehensive
- Medical
- Personal injury protection
- Gap
- & additional coverage options
How car insurance works
Most auto policies include several types of car insurance coverage, each designed to pay for different expenses. For example, one part of your policy might cover repairs for your vehicle, while another pays for someone else’s damage. Each type of coverage has a limit — the maximum your policy will pay. You can customize many of these limits based on how much coverage you want and how much you’re willing to pay for your policy. The higher your limits and the more types of coverage you buy, the less financial responsibility you’re likely to face after an accident — but the more expensive your insurance will be. To determine what coverage you need, contact an agent and together we can determine what will best protect your finances and you.
Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.
