commercial
insurance
Aviation insurance is a specialized insurance product that is designed to protect aircraft, their passengers, and third-party property. Coverage can include accidental damage, loss, or theft of the aircraft, as well as liability in the event of an accident. Aviation insurance is available to both private and commercial operators.
Surety Bonds provide insurance against the risk that the terms of a contract aren’t met, or that work isn’t completed. We offer access to a variety of Surety bond options for all types of businesses and can help you find you the carrier that works best for your company.
Whether you have a single work truck or a small fleet of delivery vehicles, your commercial auto policy protects you while you’re driving your vehicle for your business and is essential to protect your business from unexpected expenses if you or your employees are involved in an accident.
A Business Owners Policy (or BOP) is a specialty commercial insurance product for small to medium sized businesses. These policies give you liability and property coverage, as well as specific coverage for you specific business. Ask one of our agents about getting a business owners policy with our commercial insurance carriers. We work with dozens of companies to find you the best policy to protect your business at the best rate.
A commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached. Your umbrella coverage will work with your existing general liability and auto policies to make sure that you are properly protected in the event that you reach your policy limits. Commercial umbrella insurance covers the same types of costs as your general liability insurance, such as medical expenses, attorney fees and damages when your company faces a lawsuit.
Cyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records. If your business uses and stores sensitive information about your customers, you should consider how a Cyber Liability policy can protect you.
Directors & Officers (D&O) Liability insurance is designed to protect the people who serve as directors or officers of a company from personal losses if they are sued by the organization’s employees, vendors, customers or other parties.
Equipment breakdown insurance is one of the core coverages in a business owners policy (BOP), that protects your company's mechanical, electrical, and computer equipment from unexpected breakdowns.
Errors and omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.
An Event Insurance policy gives you short, one time coverage for your event. Whether you need coverage as a vendor or as an event organizer, we have tons of options when it comes to getting the exact coverage you need. We’ve insured everything from small corporate events to large concerts. Ask an agent today to see if we can help you find an event insurance policy that’s right for you!
We work with specialty insurance carriers to offer film production insurance for film projects. Our film insurance policies provide coverage for the creation, development and shooting of film. Whether you’re in pre-production or post-production for your project, we know how to keep your film protected from the unexpected.
A general liability policy represents the most basic type of coverage that your business needs. With a general liability policy, you’ll be protected from common lawsuits involving injury to your client, property damage, court & legal fees, medical payments, and more. Talk with one of our commercial agents to learn whether a General Liability policy is best for your business.
Inland marine insurance, also known as property in transit insurance, provides financial protection for a business’s property that is transported on land. This can include equipment, products, parts and materials being shipped “inland” by automobiles, trucks and trains. Coverage extends to property that is owned or in a business’ care related to construction, transportation, fine art and renewable energy.
Workers’ compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill on the job. It also pays death benefits to families of employees who are killed on the job. The coverage is mandated by each state and the wage and medical benefits vary by state.
personal
insurance
If you're an ATV or motorsport enthusiast, it's important to have the right insurance in case of an accident. ATV and UTV racing can be a lot of fun, but it can also be dangerous. Whether you’re hitting the trail, working on a farm, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. With an ATV & Motorsport insurance policy, you won’t miss out on off-road adventure.
Not all boats are equal and they require different kinds of insurance coverage. Which is why we tailor your boat insurance policy to fit your individual needs to ensure you enjoy peace of mind as you navigate your boat or personal watercraft.
Cargo insurance protects you from financial loss due to damaged or lost cargo. It pays you the amount you're insured for if an unpredictable event occurs causing damage, loss, or delay. Cargo insurance can protect you from a variety of losses and help you protect your investment and keep your business going strong.
Special cars need special protection. Driving your classic car can make you feel like you own the open road. But it may take more than traditional auto insurance to help protect something so special.
Condo insurance is coverage purchased by the condo owner that helps protect against losses and repair costs for a condominium unit. Condo insurance protects what your condo association's master policy won't and often provides protection for theft, vandalism, fire damage, water damage, and more.
Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected. At CLEAR Insurance Solutions, we strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.
A homeowners insurance policy can be like a financial security blanket for what may be the single largest purchase of a person’s life. The right policy should help protect you from the costs of rebuilding after a fire, replacing stolen items, repairing your home from storm damage, or from liability claims if someone is injured on your property. Whether your property is vacant, older, lower value, under construction, being utilized as a rental property, seasonal property, vacation home, or is your primary residence---homeowners insurance is a necessity.
Your family is your responsibility and your life, and there is nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you will want to be prepared for providing the assurance your family needs to keep their futures safe and sound.
Whether you are a weekend warrior who cruises up the coast on sunny afternoons or you use your bike to navigate a traffic-clogged commute. It is important to have motorcycle insurance that will keep you protected and give you peace of mind, whether your bike is on the road or in storage during the winter months.
Nearly every state requires car insurance with liability coverage. This means that if you are responsible for someone else's injuries or property damage, you are financially protected. You can also add additional coverages to your auto insurance policy to help pay for the cost of repairing or replacing your vehicle. From accidents and windshield damage to lawsuits and more, auto insurance coverage is used to protect against just about anything.
Sometimes when it rains, it pours. Protect your assets with extra liability when your home and auto policy will not. Umbrella polices give you extra liability insurance coverage beyond existing limits and coverages of other policies, such as auto or homeowners insurance. This becomes increasingly important coverage when your home or auto policy liability has reached its limit, as the Umbrella Insurance will provide additional protection.
Whether you use your recreational vehicle for fun or as a full-time residence owning an RV comes with risks. These risks can happen when you're on the road or when you're parked in a campground. You need to have insurance for your RV that will protect you and your financial responsibilities, while satisfying your state's requirements.
If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement.
Benefits
Disability insurance is important coverage to have, as we never know when an accident will happen. Individual disability insurance can be ideal for anyone who doesn’t receive disability insurance through work. It’s also an option for high earners looking for extra coverage. Not only can you buy this policy on your own, it also stays with you even if you change jobs. As a business owner, If an illness or injury keeps an employee from working for an extended period, disability insurance provides financial assistance to replace a portion of their lost income.
As an employer, you play a vital role in ensuring your employees and their families have the right protections to ensure they are able to handle all of life's obstacles without fear of making ends meet. Additionally, group benefits help your business attract and retain motivated employees who will keep your business thriving.
Retirement is the time every member of the work force looks forward to, Retirement Benefits ensure that employees can still have an income and peace of mind financially while they enjoy the unemployed life after a lifetime of hard work. Whether you are looking to plan for yourself or you are a business looking to provide these benefits to your team, we can help you navigate the options that are available and find the perfect plan for you.
Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.
