CLEAR
insurance
risk management
Beyond Insurance is a four-step process utilized by CLEAR Insurance Solutions to identify, implement, and monitor the risk management strategies for you and your business. Here, we briefly examine those four steps.
During this crucial initial phase, CLEAR Insurance Solutions will invest the time to understand all facets of your business in order to help you and your team identify the risks which face our business. By evaluating the effectiveness of risk management programs, practices and resources under “real world” conditions, we assure that your assets receive precisely the right type of protections.
- Tour of Facilities
- Employee Interviews
- Loss Control Survey
- Claims/Reserve Analysis Procedures
- Policy Review
- Experience Modification Review
- Job Safety Analysis
- Employment Practices
- Emergency Planning
- Accident Analysis & Injury Causation
- Contract Reviews
- Insurance Program Design Review
To Handle Risk
Once CLEAR Insurance Solutions has developed a thorough understanding of your business, including your industry, corporate culture and operating procedures, we are ready to move beyond insurance, exploring a spectrum of proven alternative strategies to minimize risk and reduce insurance costs.
CLEAR Insurance Solutions comprehensive understanding of your business (see Step 1) will pay huge dividends by enabling us to precisely tailor your strategies to fit the unique needs of your business.
- Risk Minimization
- Contractual Transfer of Risk
- Risk Avoidance
- Retention of Risk
- Policies/Procedures & Controls
Of Programs
During the implementation process we put in place special tailored programs and strategies designed to protect your assets while reducing insurance costs. A strong belief in CLEAR Insurance Solutions process motivates underwriters to offer much lower insurance costs on your behalf.
- Action Plans
- Tailored Programs
- Marketing
- Insurance
- Loss Control/Life Safety
- Claims Management
- Results Oriented Strategies
& Adjustments
You and your business are dynamic – what works for you today might not work as well tomorrow. For this reason, CLEAR Insurance Solutions will continue to monitor and adjust your risk management programs to ensure a perfect fit as your business evolves and changes.
Again, this is where CLEAR Insurance Solutions more comprehensive understanding of your business (see Step 1) can pay huge dividends, by enabling us to precisely tailor your protection to fit the unique needs of your business.
- Action Plans
- Tailored Programs
- Marketing
- Insurance
- Loss Control/Life Safety
- Claims Management
- Results Oriented Strategies
During this crucial initial phase, CLEAR Insurance Solutions will invest the time to understand all facets of your business in order to help you and your team identify the risks which face our business. By evaluating the effectiveness of risk management programs, practices and resources under “real world” conditions, we assure that your assets receive precisely the right type of protections.
To Handle Risk
Once CLEAR Insurance Solutions has developed a thorough understanding of your business, including your industry, corporate culture and operating procedures, we are ready to move beyond insurance, exploring a spectrum of proven alternative strategies to minimize risk and reduce insurance costs.
CLEAR Insurance Solutions comprehensive understanding of your business (see Step 1) will pay huge dividends by enabling us to precisely tailor your strategies to fit the unique needs of your business.
Of Programs
& Adjustments
You and your business are dynamic – what works for you today might not work as well tomorrow. For this reason, CLEAR Insurance Solutions will continue to monitor and adjust your risk management programs to ensure a perfect fit as your business evolves and changes.
Again, this is where CLEAR Insurance Solutions more comprehensive understanding of your business (see Step 1) can pay huge dividends, by enabling us to precisely tailor your protection to fit the unique needs of your business.
Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.
